HJ Garden… since 1982

HJ Garden & Associates is a financial services organisation based in Toowoomba. HJ Garden has been operating since 1982 and is known for its skill in wealth management and lifestyle financial planning.

We provide our clients with traditional wealth management services as well as comprehensive tax, insurance, and estate planning services; generational wealth transfer and charitable planning advice. Taking responsibility for providing and/or supervising all aspects of the client's financial planning needs enables us to provide our clients with cost effective, 'one stop' hassle-free personal financial planning and management.

HJ Garden & Associates has developed a reputation for providing sound advice that people can trust.

Also visit Approveit Home Loans which was born out of the HJ Garden & Associates group.

Our Mission

We exist to create wealth and enhance our client's lifestyle.

We support traditional values of professionalism and integrity with absolute client focus by showing the utmost respect to everyone we come into contact with.

We strive for continuous improvement of our products and services by being innovative and creative on how best to serve our external as well as our internal clients.

We recognise and support the efforts of our team and provide them with the opportunity for personal and professional development.

The ultimate measure of our success is to receive endorsements from our clients and to experience the growth of our business.

Our Clients

Our clients share in the realisation that by co-ordinating and managing today's financial decisions they can achieve their goals for tomorrow.

They are individuals and businesses who expect excellence and have made a firm commitment to achieving it themselves.

Our clients usually have no desire to manage their financial affairs on a daily basis, want to simplify their lives, and are willing to enter into a long-term relationship that is mutually beneficial. They are highly motivated to work with a professional advisor, not a sales representative.