Terms & Conditions

In viewing this web site, you acknowledge and agree to the following terms and conditions:

Disclaimer

Any information provided by this site is to be considered general in nature. Before you make any decisions based on the information provided, you should seek professional financial advice from a suitably qualified person.

Copyright

All the material on the web site is subject to copyright. ©2006-2008 HJ Garden & Associates Pty Ltd. All rights reserved. No part of this web site may be reproduced in any form except where allowed by common law.

Your privacy  

HJ Garden & Associates respects your privacy. This 'Privacy Statement' describes how we deal with and protect any private information we may acquire in our dealings with you.

Browsing this web site
Viewing the pages of this web site does not involve the transmission or storage of personal information beyond the generic server details commonly logged by web sites. Information collected may be used for statistical purposes.

Contact Us page
In order for us to respond to your web site enquiry (via the "Contact Us" page) certain information is needed. This information will be used and possibly retained by us to respond to your enquiry. It will not be used for other purposes nor shared with third parties. The web site enquiry form is not secure and so no guarantee is given as to the confidentiality of information sent via this method.

Other forms of Contact
Be aware that to respond to your enquiries may require us to request identifying information. The nature and extent of this information will vary depending on the type of interaction you have with us. In the case of making payment for a purchase may require the processing of financial information. We will comply with the relevant banking and privacy codes.

Please contact HJ Garden & Associates for further information.